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FINDING YOUR DREAM HOME

BUYERS

PRE-QUALIFICATION

Meet with a mortgage broker and find out how much you can afford to pay for a home.

PRE-APPROVAL

Understanding how much you can afford is just the first step, but sellers are more likely to take interest in buyers who have been pre-approved. Pre-approval not only helps you avoid the disappointment of pursuing homes outside your budget, but it also demonstrates to sellers that you're a serious buyer. During pre-approval, you apply for a mortgage and receive a written commitment from a lender. This assures the seller that, as long as the home is priced within your pre-approved range, you’re financially ready to proceed. The costs for pre-approval are usually minimal and can typically be paid at closing.

Home Exterior
Marble Bathroom

LIST OF NEEDS & WANTS

Create two lists. In the first, note the must-haves—such as the number of bedrooms needed for your family size, or a one-story layout if accessibility is important. The second list should cover your wish items—like a pool, a den, or other features that are nice to have but not essential. As a first-time buyer, you likely won’t get everything on your wish list, but these lists will help you stay focused on what matters most.

PROFESSIONAL REPRESENTATION

Consider hiring a real estate agent who represents you, the buyer, rather than the seller.

OUR SCALE IS YOUR STRENGTH

With over $80 million in sales in 2024 alone, The JBRE Team has surpassed all others in luxury residential real estate transactions across Northern Arizona. They are among the industry’s most connected, skilled, and experienced agents. Their extensive network, in-depth market knowledge, and relentless drive set them apart. Backed by the national powerhouse brokerage Coldwell Banker, their resources are unmatched, allowing them to provide exceptional service to every client.

Interior Modern Brick House

BUYING YOUR HOME

Finally, Your Dreams Can Have An Address

STEP 1: OUTLINING YOUR OBJECTIVE

Outlining Your Objectives

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  • What is your motivation to buy?

  • What price range are you considering?

  • What is your timeline to move?

  • What are your ideal features and "non-negotiables"?

  • What are you looking for in a neighborhood?

Planning and Preparation​

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  • Discuss objectives and process with your Realtor®

  • Obtain a loan approval letter

  • Sign an exclusive buyer-broker agreement with your Realtor® 

  • Research neighborhoods of interest with your Realtor®

Understanding the Market​

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  • Analysis of active, pending, and sold transactions

  • Review contracts and timelines

  • personal timing and seasonal considerations

  • Market forces: supply vs. demand, macro vs. micro

  • Create Profile-Based Buyer Attraction Strategy

STEP 2: FINDING YOUR HOME

The Search​

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  • Browse and review online listings with your Realtor®

  • Browse and review online listings with your Realtor®

  • Notification of new and off-market properties

  • Virtually tour listings from the comfort of your home

  • Select your ideal location and home

Offers and Negotiation Strategies​

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  • Learn about the Purchase Contract from your Realtor®

  • Discuss multiple offer strategies (as needed)

  • Offer presentation and highlighting buyer strategies

  • Negotiate to optimize price and terms

  • Acceptance of offer or counter offers

Interior Design
Modern Bathroom

STEP 3: GOING INTO ESCROW

 

The Escrow Process

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  • Notify escrow of acceptance and send full executed contract

  • Wire initial deposit to escrow per terms of agreement notify lender to begin loan process and order appraisal

  • Sign and return opening package of escrow instructions

  • Contact insurance agent for homeowner coverage

  • Provide escrow with vesting (title) information

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Inspections & Disclosures

 

  • Schedule all desired home inspections, (i.e. termite report)Schedule all desired home inspections, (i.e. termite report)

  • Approve/negotiate repairs based on inspection reports

  • Review/approve all seller and state required disclosures

  • Review/approve preliminary title report

  • Meet deadlines and remove contractual contingenciesSchedule final walk-through prior to close of escrow

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STEP 4: CLOSING

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Welcome Home

 

  • Review closing statement from escrow

  • Virtually meet with escrow to sign loan documents

  • Arrange to wire down payment and closing costs

  • Transfer utilities to new location

  • Closing, key delivery, and celebrationMove into the property

  • Move-in checklist

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Working Together Again

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  • Staying in touch and keeping you informed

  • Second homes and investment properties

  • Providing resources and introductions

  • Referrals, testimonials, and reviews

Luxurious Kitchen

FOCUS AND ORGANIZATION

Keep essential items in a convenient location to streamline your home search. These might include:

  • A folder with listings your agent has shown you, along with any ads you've saved from newspapers.​

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  • A digital or video camera to capture details of each property, especially helpful if you're viewing multiple homes in a short time.

  • Bring paper and pen to take notes as you explore each property.

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  • Location: Evaluate a potential property from a future seller's perspective. Would it appeal to buyers considering factors like the school district, crime rate, and proximity to both positive features (shopping, parks, freeway access) and negative ones (abandoned properties, noise sources, or industrial sites)?

Casual Meeting

ARE YOU LOOKING
TO BUY A HOME

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